Crypto & Taxes 2025: What Investors in CH/DE/BR Must Know

Cryptocurrencies are no longer a niche asset; they have become a mainstream component of many investment portfolios. With this growth, governments worldwide have stepped up their oversight and regulation of digital assets. In 2025, Switzerland, Germany, and Brazil take different approaches, but all require careful attention from investors.

In Switzerland, cryptocurrencies are considered taxable wealth and must be declared as part of annual wealth tax. Trading gains may be exempt if classified as private capital gains, though professional traders face stricter rules. Germany remains one of the most favorable jurisdictions: profits from crypto sales after a one-year holding period are tax-free, encouraging long-term strategies.

Brazil, on the other hand, enforces strict reporting requirements. All crypto transactions above certain thresholds must be reported in detail. Capital gains are taxed progressively, and failure to comply can result in heavy fines or even investigations. The Brazilian tax authority also monitors transactions through domestic and international exchanges.

Cross-border cooperation has added another layer of control. With the automatic exchange of financial information, hiding crypto assets abroad has become nearly impossible. Investors must maintain clear transaction records, preserve purchase and sale documents, and seek professional tax advice. In 2025, transparency is no longer optional – it is the foundation for safe and sustainable crypto investing.